The confluence of technology advances, generational shifts and regulatory change has brought the financial services industry to a pivotal moment. The recent financial crisis has redefined the role of traditional financial institutions as trusted brokers in the economy and a new breed of disruptor, known as the FinTechs, are introducing radical alternatives to the established order. While this new paradigm represents a fundamental threat to traditional financial institutions, we are also seeing unprecedented opportunities for collaboration. This session will explore how FinTech's are re-inventing the industry landscape where consumers and corporate customers have more independence and choices. Karen Cone, who serves on the Advisory Boards of multiple FinTechs, will present and moderate a panel discussion. She is the former Microsoft General Manager of the Worldwide Financial Services Sector, and CEO of TowerGroup, the leading advisory research firm focused at the intersection of Financial Services and Information Technology, which is now owned by Gartner.